Where is the portfolio changing? Is growth improving or weakening the mix? The Decision Question Where is the portfolio changing, what is producing the change, and are the segments gaining share strengthening or weakening the expected result? Default practice Portfolio reporting usually starts with total premium growth, policy count and an overall loss ratio. These measures establish the size and direction of the book, but they can hide a material change in composition. Prem

Edition 15 used the Differential Lift Chart to show where the proposed model changes the pricing signal, whether observed experience supports that change, and how much exposure sits in each decile. This edition takes the next committee step: once the lift chart shows where the model wants to move price, the pack should show who receives the largest implied total increases, what drives those increases, and how much policy and premium volume is affected. The Decision Question W

The Decision Question This edition continues the Pricing Committee Pack series with a review of the model lift view. Does the proposed pricing model identify risk better than the current rating plan, and does that difference matter enough to action? A lift view belongs between the technical model build and the selected pricing action. It is the evidence page that shows whether the model is finding economically useful segmentation on data it did not train on. What Lift Means B

The Decision Question This edition starts the Pricing Committee Pack series with the first chart in the pack: the executive pricing result. The committee question is: what changes if we act on this pricing indication? A technical indication gives an anchor. The executive result should show what happens when different selected actions are considered. The Default Practice Pricing packs often show the current premium, indicated premium, indicated rate change and selected rate ch